Fowler Agri Services

FOWLER AGRI SERVICES PRIVACY POLICY

     FOWLER AGRI SERVICES, LIKE ALL PROVIDERS OF FINANCIAL SERVICES, IS NOW REQUIRED BY LAW TO INFORM THEIR CLIENTS OF THEIR POLICIES REGARDING PRIVACY OF CLIENT INFORMATION. 

 

     THE FEDERAL TRADE COMMISSION (FTC) HAS RULED THAT APPRAISERS ARE NOW CONSIDERED TO BE FINANCIAL INSTITUTIONS.  THIS STEMS FROM THE STATEMENTS BY FANNIEMAE, FREDDIEMAC AND FHA THAT APPRAISERS ARE CONSIDERED AS PART OF THE FINANCIAL INSTITUTION FOR THEIR PARTICIPATION IN THE LENDING PROCESS.

 

     LICENSED/CERTIFIED APPRAISERS HAVE BEEN AND CONTINUE TO BE BOUND BY THE UNIFORM STANDARDS OF PROFESSIONAL APPRAISAL PRACTICE (USPAP) AND ETHICS RULES WHICH CONSIST OF CONDUCT, MANAGEMENT, CONFIDENTIALITY AND RECORD KEEPING SECTIONS.  THESE RULES AND STANDARDS ARE MORE STRINGENT THAN THOSE REQUIRED BY LAW.  THEREFORE, FOWLER AGRI SERVICES HAS ALWAYS BEEN DILIGENT ABOUT PROTECTING INFORMATION DEEMED TO BE PRIVATE OR CONFIDENTIAL IN NATURE.

 

TYPES OF NONPUBLIC PERSONAL INFORMATION COLLECTED

 

     PERSONAL INFORMATION ABOUT YOU AND YOUR PROPERTY IS COLLECTED DURING THE COURSE OF DEVELOPING THE APPRAISAL PROCESS.  THIS IS GENERALLY ACCOMPLISHED WITH YOUR PRIOR KNOWLEDGE AND APPROVAL.  NONPUBLIC INFORMATION IS PROVIDED TO THIS AGENCY BY YOU OR OBTAINED BY US WITH YOUR AUTHORIZATION.  THE PURPOSE OF THE APPRAISAL PROCESS IS NORMALLY TO DEVELOP A SPECIFIC VALUE OPINION FOR A CLIENT.  THE SPECIFIC VALUE OPINION IS A PART OF THE REQUIREMENT FOR THE SUCCESSFUL COMPLETION OF A PARTICULAR REAL ESTATE FINANCIAL TRANSACTION.

 

PARTIES TO WHOM WE DISCLOSE INFORMATION

 

     FOR CURRENT AND FORMER CLIENTS, THIS AGENCY DOES NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION OBTAINED DURING THE COURSE OF DEVELOPING A PROPERTY’S SPECIFIC VALUE OPINION EXCEPT AS REQUIRED BY LAW OR AT THE DIRECTION OF THE CLIENT TO ASSIST IN THE COMPLETION OF THE PARTICULAR FINANCIAL TRANSACTION.  SUCH NONPUBLIC INFORMATION MAY BE DISCLOSED TO THE CLIENT AND ANY IDENTIFIED INTENDED USERS OF THE SPECIFIC APPRAISAL, REVIEW OR CONSULTANT REPORTING PROCESS.  A FIDUCIARY AGREEMENT IS AUTOMATICALLY IN EFFECT BETWEEN THIS AGENCY AND THE IDENTIFIED CLIENT AND INTENDED USERS PER ETHICS RULES OF THE USPAP.  IN ALL SUCH SITUATIONS, IT IS SPECIFICALLY STATED THAT ALL CONFIDENTIAL INFORMATION, ANALYSES, CONCLUSIONS, SURVEY RESULTS, ADJUSTMENTS AND OPINIONS BE SAFEGUARDED BY THE APPRAISER.

 

RECORD KEEPING REQUIREMENTS

 

     THIS AGENCY RETAINS RECORDS RELATING TO THE PROFESSIONAL SERVICES THAT WE PROVIDE SO THAT WE ARE BETTER ABLE TO ASSIST YOU WITH YOUR PROFESSIONAL NEEDS AND TO COMPLY WITH THE REQUIREMENTS OF THE ETHICS RULES CONTAINED WITHIN THE USPAP.  IN ORDER TO SECURE YOUR NONPUBLIC PERSONAL INFORMATION, THIS AGENCY MAINTAINS PHYSICAL, ELECTRONIC AND PROCEDURAL SAFEGUARDS THAT COMPLY WITH OUR PROFESSIONAL STANDARDS.

 

     PLEASE CALL IF YOU HAVE ANY QUESTIONS.  YOUR PRIVACY, OUR PROFESSIONAL ETHICS AND THE ABILITY TO PROVIDE YOU WITH A QUALITY PRODUCT OR SERVICE ARE VERY IMPORTANT TO US.

 

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